With over 20 years of experience in investment management, Howard Kelly strives to bring clear thinking and calm guidance to help clients navigate life’s financial crossroadswith confidence. He combines deep technical knowledge with a personal, boutique-level of service – helping clients make thoughtful decisions as their lives and goals evolve.Howard understands that real financial planning is about more than just numbers – it’s about aligning your money with what matters most. He works closely with a selectgroup of clients, providing a tailored, ongoing process that accounts for their investment experience, long-term goals and evolving priorities.

Each plan starts with listening. From there, Howard develops personalized investment strategies that balance opportunity with risk and provides guidance that’s designed toadapt – not just react – to changing markets and life circumstances.

Howard began his career in financial services and holds Series 7 and 65 registrations as well as life, accident & health, and Medicare supplement/long term care insurancelicenses. He is a graduate of the University of North Carolina at Chapel Hill, earning a BA and an MBA, where he focused on investment management. Today, he advisesclients on tax-efficient investing and estate planning through the resources of Alex. Brown.

Howard is originally from Winston-Salem, North Carolina. When he’s not working with clients or exercising his Hungarian pointer named Tango, you will find him playing music with friends, traveling, reading epic novels and cheering on Tar Heel basketball.